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The Basics

Key Dates

Make sure you're prepared for Open Enrollment
tl;drOpen Enrollment runs from November 1 to January 15 in most states. For coverage starting on January 1, most people need to apply by December 15. Make sure to check your state's details below!

If you miss a deadline for applying for health insurance, you could be left without coverage for the entire year ahead, unless you qualify for a Special Enrollment Period.

Make sure to check your state's key deadlines below. Most states require you to enroll by December 15 if you need coverage starting January 1, 2024.

Once you enroll in health insurance, make sure to pay your first month's premium before the day your coverage begins, otherwise your insurance may not become active.

Alabama

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Alaska

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Arizona

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Arkansas

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

California

Open Enrollment lasts from November 1 to January 31

  • Enroll by December 31 for January 1 coverage
  • Enroll by January 31 for February 1 coverage

Colorado

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Connecticut

Open Enrollment lasts from November 1 to January 15.

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Delaware

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

District of Columbia

Open Enrollment lasts from November 1 to January 31

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage
  • Enroll by January 31 for March 1 coverage

Florida

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Georgia

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 16 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Hawaii

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Idaho

Open Enrollment lasts from October 15 to December 15

  • Enroll by December 15 for January 1 coverage

Illinois

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Indiana

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Iowa

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Kansas

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Kentucky

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Louisiana

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Maine

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Maryland

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 31 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Massachusetts

Open Enrollment lasts from November 1 to January 23

  • Enroll by December 23 for January 1 coverage
  • Enroll by January 23 for February 1 coverage

Michigan

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Minnesota

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 18 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Mississippi

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Missouri

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Montana

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Nebraska

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Nevada

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 31 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

New Hampshire

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

New Jersey

Open Enrollment lasts from November 1 to January 31

  • Enroll by December 31 for January 1 coverage
  • Enroll by January 31 for February 1 coverage

New Mexico

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

New York

Open Enrollment lasts from November to January

  • Enroll by December 15 for January 1 coverage

North Carolina

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

North Dakota

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Ohio

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Oklahoma

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Oregon

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Pennsylvania

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Rhode Island

Open Enrollment lasts from November 1 to January 31

  • Enroll by December 31 for January 1 coverage
  • Enroll by January 31 for February 1 coverage

South Carolina

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

South Dakota

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Tennessee

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Texas

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Utah

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Vermont

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Virginia

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Washington

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

West Virginia

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Wisconsin

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Wyoming

Open Enrollment lasts from November 1 to January 15

  • Enroll by December 15 for January 1 coverage
  • Enroll by January 15 for February 1 coverage

Note: these dates are subject to change. Please double check with your state.

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